It is with profound sadness that we announce the passing of our founder, Gary D. Halbert. After a prolonged illness, Gary departed this world on November 15, 2023 and now rests with his Heavenly Father.

Gary, a native of Lubbock, Texas, and a graduate of Texas Tech University, furthered his education at the American Graduate School of International Management ("Thunderbird") in Phoenix, Arizona, where he earned his Master's Degree in International Business.

Following graduate school, Gary embarked on a career in the financial industry, initially with a multinational commodities company in Dallas, Texas. In 1977, he commenced writing a bi-weekly newsletter for his growing clientele, which later evolved into the Forecasts & Trends E-Letter.

In 1984, Gary and Debi Halbert founded ProFutures, Inc., a commodity pool operator. Subsequently, they established Halbert Wealth Management, Inc., an SEC Registered Investment Advisory firm specializing in alternative investments. Their unwavering commitment to innovation and excellence has left an enduring mark on our industry.

The loss of Gary is deeply felt by all of us, but we are dedicated to preserving and building upon the foundation he laid for HWM. Together, we will honor Gary's memory by continuing to strive for excellence and upholding the values that define our company.

Our thoughts and prayers are with the Halbert family during this challenging time. May they find solace in the knowledge that Gary touched the lives of many and made an indelible impact on our company, our clients and the financial community at large.

Forecasts & Trends E-Letter is published by Halbert Wealth Management, Inc., a Registered Investment Adviser under the Investment Advisers Act of 1940. Information contained herein is taken from sources believed to be reliable but cannot be guaranteed as to its accuracy. Opinions and recommendations herein generally reflect the judgement of the named author and may change at any time without written notice. Market opinions contained herein are intended as general observations and are not intended as specific advice. Readers are urged to check with their financial counselors before making any decisions. This does not constitute an offer of sale of any securities. Halbert Wealth Management, Inc., and its affiliated companies, its officers, directors and/or employees may or may not have their own money in markets or programs mentioned herein. Past results are not necessarily indicative of future results. All investments have a risk of loss. Be sure to read all offering materials and disclosures before making a decision to invest. Reprinting for family or friends is allowed with proper credit. However, republishing (written or electronically) in its entirety or through the use of extensive quotes is prohibited without prior written consent.